{"id":20907,"date":"2026-02-06T19:07:48","date_gmt":"2026-02-06T18:07:48","guid":{"rendered":"https:\/\/brokla.com\/?page_id=20907"},"modified":"2026-02-06T19:07:52","modified_gmt":"2026-02-06T18:07:52","slug":"podatki-od-nieruchomosci-w-hiszpanii-2026","status":"publish","type":"page","link":"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/","title":{"rendered":"Hiszpa\u0144skie Podatki od Nieruchomo\u015bci 2026: Kompleksowy Przewodnik dla Kupuj\u0105cych na Costa Blance"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong><em>Spanish Property Taxes 2026: The Complete Costa Blanca Guide<\/em><\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>Purchasing a property in Spain is a dream for many, but the administrative and fiscal reality can be daunting. In 2026, the Spanish tax system has undergone significant digital transformation, making it more important than ever for buyers to be precise with their filings.<\/p>\n\n\n\n<p>At <strong>Brokla Realty<\/strong>, we don&#8217;t just find you a home; we ensure your investment is legally and fiscally sound. This comprehensive 1,200-word guide covers every tax, fee, and hidden cost you will encounter when buying in the Costa Blanca region\u2014from <strong>Denia<\/strong> and <strong>Altea<\/strong> to <strong>Torrevieja<\/strong> and <strong>Orihuela Costa<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prze\u0142\u0105cznik Spisu Tre\u015bci\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#1_The_Primary_Purchase_Taxes_Resale_vs_New_Build\" >1. The Primary Purchase Taxes: Resale vs. New Build<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Spanish_Property_Taxes_2026_%E2%80%93_Resale_Properties_The_10_ITP_Tax\" >Spanish Property Taxes 2026 &#8211; Resale Properties: The 10% ITP Tax<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#New_Build_Properties_IVA_and_AJD\" >New Build Properties: IVA and AJD<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#2_The_%E2%80%9CReference_Value%E2%80%9D_System_2026s_Biggest_Trap\" >2. The &#8220;Reference Value&#8221; System: 2026\u2019s Biggest Trap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#3_Reduced_Tax_Rates_Who_Qualifies\" >3. Reduced Tax Rates: Who Qualifies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#4_Professional_Administrative_Fees\" >4. Professional &amp; Administrative Fees<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Legal_Fees_Abogado\" >Legal Fees (Abogado)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Spanish_Property_Taxes_2026_%E2%80%93_Notary_and_Land_Registry_Fees\" >Spanish Property Taxes 2026 &#8211; Notary and Land Registry Fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#The_NIE_Number_Banking\" >The NIE Number &amp; Banking<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#5_Annual_Taxes_for_Property_Owners\" >5. Annual Taxes for Property Owners<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#IBI_Impuesto_sobre_Bienes_Inmuebles\" >IBI (Impuesto sobre Bienes Inmuebles)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Non-Resident_Income_Tax_Model_210\" >Non-Resident Income Tax (Model 210)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#6_Who_Pays_the_%E2%80%9CPlusvalia%E2%80%9D\" >6. Who Pays the &#8220;Plusval\u00eda&#8221;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#7_Wealth_Tax_Patrimonio_in_2026\" >7. Wealth Tax (Patrimonio) in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#8_Frequently_Asked_Questions_FAQ\" >8. Frequently Asked Questions (FAQ)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Q_Can_I_pay_my_taxes_in_my_home_currency\" >Q: Can I pay my taxes in my home currency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Q_What_happens_if_I_miss_the_30-day_tax_deadline\" >Q: What happens if I miss the 30-day tax deadline?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Q_Does_the_10_ITP_apply_to_the_garage_and_storage_room\" >Q: Does the 10% ITP apply to the garage and storage room?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#%F0%9F%93%8A_2026_Closing_Cost_Calculator_Estimate\" >\ud83d\udcca 2026 Closing Cost Calculator (Estimate)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/brokla.com\/pl\/podatki-od-nieruchomosci-w-hiszpanii-2026\/#Why_Choose_Brokla_Realty\" >Why Choose Brokla Realty?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_The_Primary_Purchase_Taxes_Resale_vs_New_Build\"><\/span>1. The Primary Purchase Taxes: Resale vs. New Build<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The very first financial decision you make\u2014choosing between a brand-new home and a resale\u2014will dictate your primary tax bill.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Spanish_Property_Taxes_2026_%E2%80%93_Resale_Properties_The_10_ITP_Tax\"><\/span><strong>Spanish Property Taxes 2026<\/strong> &#8211; <strong>Resale Properties: The 10% ITP Tax<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you are buying a &#8220;second-hand&#8221; property (one that has been owned before), you pay the <em>Impuesto de Transmisiones Patrimoniales<\/em> (ITP).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The 2026 Rate:<\/strong> In the Valencian Community, the standard rate remains fixed at <strong>10%<\/strong>.<\/li>\n\n\n\n<li><strong>Who receives the money?<\/strong> This tax is collected by the <a href=\"https:\/\/atv.gva.es\/es\/\" target=\"_blank\" rel=\"noreferrer noopener\">Agencia Tributaria Valenciana (ATV)<\/a>.<\/li>\n\n\n\n<li><strong>The Deadline:<\/strong> You have exactly <strong>30 business days<\/strong> after the Notary signing to pay. Late payments result in automatic penalties starting at 5% and increasing every three months.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"New_Build_Properties_IVA_and_AJD\"><\/span><strong>New Build Properties: IVA and AJD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Spanish Property Taxes 2026<\/strong>-Buying a new development directly from a builder is treated as a commercial transaction.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>IVA (VAT):<\/strong> This is a national tax set at <strong>10%<\/strong>.<\/li>\n\n\n\n<li><strong>AJD (Stamp Duty):<\/strong> Known as <em>Actos Jur\u00eddicos Documentados<\/em>. In the Costa Blanca region, this is <strong>1.5%<\/strong>.<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Total Tax for New Builds:<\/strong> <strong>11.5%<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>Expert Note:<\/strong> While the tax is 1.5% higher for new builds, these properties often come with higher energy efficiency ratings, which can lower your long-term [Annual Costs of Owning a Spanish Home].<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"554\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/spanish-property-purchase-tax-comparison-2026-resale-vs-new-build-1.png\" alt=\"Spanish-property-purchase-tax-comparison-2026-resale-vs-new-build\" class=\"wp-image-20909\" title=\"\"><figcaption class=\"wp-element-caption\"><em>Figure 1: Comparison of Property Purchase Taxes in the Valencian Community 2026<\/em><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_The_%E2%80%9CReference_Value%E2%80%9D_System_2026s_Biggest_Trap\"><\/span>2. The &#8220;Reference Value&#8221; System: 2026\u2019s Biggest Trap<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Historically, buyers and sellers sometimes agreed to declare a lower price on the deeds to save on taxes. <strong>In 2026, this is impossible and dangerous.<\/strong><\/p>\n\n\n\n<p>The <em>Direcci\u00f3n General del Catastro<\/em> now assigns a <strong>Valor de Referencia<\/strong> to almost every property in Spain.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Rule:<\/strong> Your tax is calculated on whichever is <strong>higher<\/strong>: the price you actually paid or the official Reference Value.<\/li>\n\n\n\n<li><strong>The Risk:<\/strong> If you buy a &#8220;renovation project&#8221; for <strong>\u20ac150,000<\/strong>, but the <a href=\"https:\/\/www.sedecatastro.gob.es\/\" target=\"_blank\" rel=\"noreferrer noopener\">Official Catastro Portal<\/a> says the land and structure are worth <strong>\u20ac190,000<\/strong>, you must pay the 10% ITP on the \u20ac190,000.<\/li>\n\n\n\n<li><strong>How we help:<\/strong> At Brokla, we check the Reference Value of every listing before you make an offer to ensure your budget is protected.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Reduced_Tax_Rates_Who_Qualifies\"><\/span>3. Reduced Tax Rates: Who Qualifies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Not everyone pays the full 10%. The Valencian government offers incentives for specific groups, provided the property is their <strong>habitual residence<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Young Buyers (Under 35):<\/strong> If the property price is below a certain threshold (usually \u20ac180,000), you may qualify for a reduced ITP rate of <strong>8%<\/strong>.<\/li>\n\n\n\n<li><strong>Large Families (Familia Numerosa):<\/strong> Families with three or more children can often access an ITP rate as low as <strong>4%<\/strong>.<\/li>\n\n\n\n<li><strong>Vulnerable Groups:<\/strong> Persons with documented disabilities often qualify for the <strong>4%<\/strong> rate.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Professional_Administrative_Fees\"><\/span>4. Professional &amp; Administrative Fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Beyond the government\u2019s cut, you must account for the professionals who secure the deal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal_Fees_Abogado\"><\/span><strong>Legal Fees (Abogado)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In Spain, the Notary does not &#8220;check&#8221; the property for you; they only witness the signature. You need an independent lawyer to verify the <em>Nota Simple<\/em>, building licenses, and debt-free status.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cost:<\/strong> Usually <strong>1% + IVA<\/strong> of the purchase price.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Spanish_Property_Taxes_2026_%E2%80%93_Notary_and_Land_Registry_Fees\"><\/span><strong>Spanish Property Taxes 2026<\/strong> &#8211; <strong>Notary and Land Registry Fees<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>These fees are regulated by law and are based on the number of pages in the deed and the value of the property.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Budget:<\/strong> Between <strong>\u20ac1,500 and \u20ac2,500<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_NIE_Number_Banking\"><\/span><strong>The NIE Number &amp; Banking<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You cannot pay your taxes without an NIE. If you are just starting your journey, follow our <a href=\"https:\/\/brokla.com\/nie-number-spain-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">NIE Number Spain 2026 Guide<\/a> to avoid delays. You will also need a local bank account to manage tax liquidations.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Annual_Taxes_for_Property_Owners\"><\/span>5. Annual Taxes for Property Owners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The tax journey does not end at the Notary. Once you are the registered owner, you face two main recurring taxes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IBI_Impuesto_sobre_Bienes_Inmuebles\"><\/span><strong>IBI (Impuesto sobre Bienes Inmuebles)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is the equivalent of &#8220;Council Tax.&#8221; It is paid annually to the town hall. In the Costa Blanca, this is often managed by an entity called <strong>SUMA<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Example:<\/strong> A standard apartment in <a href=\"https:\/\/brokla.com\/city\/torrevieja\/\" target=\"_blank\" rel=\"noreferrer noopener\">Torrevieja<\/a> might pay \u20ac300\/year, while a large villa in <a href=\"https:\/\/brokla.com\/city\/calpe\/\" target=\"_blank\" rel=\"noreferrer noopener\">Calpe<\/a> could exceed \u20ac1,200\/year.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Non-Resident_Income_Tax_Model_210\"><\/span><strong>Non-Resident Income Tax (Model 210)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you do not live in Spain more than 183 days a year, you are a non-resident.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Deemed Income:<\/strong> Even if you don&#8217;t rent it out, you pay a small tax (usually a few hundred euros) because the state views the property as a &#8220;benefit.&#8221;<\/li>\n\n\n\n<li><strong>Rental Income:<\/strong> If you do rent the property (e.g., via Airbnb), you must pay tax on the profit. For EU\/EEA residents, this is <strong>19%<\/strong>. For non-EU residents (UK, USA, Canada), it is <strong>24%<\/strong>.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"650\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/non-resident-tax-rates-spain-2026-model-210-eu-vs-non-eu.png\" alt=\"\" class=\"wp-image-20912\" title=\"\"><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Who_Pays_the_%E2%80%9CPlusvalia%E2%80%9D\"><\/span>6. Who Pays the &#8220;Plusval\u00eda&#8221;?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One of the most confused taxes in Spain is the <em>Plusval\u00eda Municipal<\/em>. This is a tax on the increase in the value of the <strong>land<\/strong> since the last time it was sold.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Law:<\/strong> By default, the <strong>Seller<\/strong> pays this tax.<\/li>\n\n\n\n<li><strong>The 2026 Reality:<\/strong> Always ensure your lawyer verifies that the seller has paid this, or withholds the amount from the purchase price, otherwise the tax office could come to the property (and you) for the debt.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Wealth_Tax_Patrimonio_in_2026\"><\/span>7. Wealth Tax (Patrimonio) in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For high-net-worth individuals, the Valencian Community has specific rules.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Allowance:<\/strong> There is a tax-free allowance of <strong>\u20ac500,000<\/strong> per person.<\/li>\n\n\n\n<li><strong>Primary Residence:<\/strong> Residents get an additional <strong>\u20ac300,000<\/strong> allowance for their main home.<\/li>\n\n\n\n<li><strong>Investment Strategy:<\/strong> If you are looking at <a href=\"https:\/\/brokla.com\/benidorm-poniente-real-estate-report-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Benidorm Poniente Real Estate<\/a> as a luxury investment, consult with us regarding the &#8220;Solidarity Tax&#8221; on large fortunes.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Frequently_Asked_Questions_FAQ\"><\/span>8. Frequently Asked Questions (FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Can_I_pay_my_taxes_in_my_home_currency\"><\/span><strong>Q: Can I pay my taxes in my home currency?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> No. All Spanish taxes must be paid in Euros via a Spanish bank account. We recommend setting this up early.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_happens_if_I_miss_the_30-day_tax_deadline\"><\/span><strong>Q: What happens if I miss the 30-day tax deadline?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> The ATV will issue a &#8220;complementary declaration&#8221; with a 5% surcharge. If it goes past 12 months, the penalty can reach 20% plus interest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Does_the_10_ITP_apply_to_the_garage_and_storage_room\"><\/span><strong>Q: Does the 10% ITP apply to the garage and storage room?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> Yes, if they are on the same deed and bought with the house, they are taxed at the same rate.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/closing-costs-breakdown-costa-blanca-property-buying.png\" alt=\"closing costs breakdown costa-blanca property buying\" class=\"wp-image-20910\" title=\"\"><figcaption class=\"wp-element-caption\"><em>Figure 2: <strong>Spanish Property Taxes 2026<\/strong><\/em> &#8211; <em>Estimated Breakdown of Total Closing Costs for Costa Blanca Real Estate<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8A_2026_Closing_Cost_Calculator_Estimate\"><\/span>\ud83d\udcca 2026 Closing Cost Calculator (Estimate)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Purchase Price<\/strong><\/td><td><strong>Estimated Taxes (10%)<\/strong><\/td><td><strong>Professional Fees (Legal, Notary, Registry)<\/strong><\/td><td><strong>Total Capital Required<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\u20ac150,000<\/strong><\/td><td>\u20ac15,000<\/td><td>~\u20ac4,500<\/td><td><strong>\u20ac169,500<\/strong><\/td><\/tr><tr><td><strong>\u20ac300,000<\/strong><\/td><td>\u20ac30,000<\/td><td>~\u20ac6,000<\/td><td><strong>\u20ac336,000<\/strong><\/td><\/tr><tr><td><strong>\u20ac600,000<\/strong><\/td><td>\u20ac60,000<\/td><td>~\u20ac9,000<\/td><td><strong>\u20ac669,000<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Choose_Brokla_Realty\"><\/span>Why Choose Brokla Realty?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Navigating the fiscal waters of the Costa Blanca requires local expertise. From identifying <a href=\"https:\/\/brokla.com\/costa-blanca-properties-under-200k-2026-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Affordable Properties Under \u20ac200k<\/a> to managing the complex paperwork for <a href=\"https:\/\/brokla.com\/status\/new-construction\/\" target=\"_blank\" rel=\"noreferrer noopener\">New Construction<\/a>, our team is dedicated to protecting your capital.<\/p>\n\n\n\n<p><strong>Take the Next Step:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/brokla.com\/status\/for-sale\/\" target=\"_blank\" rel=\"noreferrer noopener\">Browse our Properties For Sale<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/brokla.com\/contact-costa-blanca-real-estate\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contact us for a Personal Tax Simulation<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/brokla.com\/nie-number-spain-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Get your NIE Number sorted today<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>Spanish Property Taxes 2026 by <a href=\"https:\/\/brokla.com\/costa-blanca-real-estate-agency\/\" data-type=\"page\" data-id=\"16650\">Brokla Realty<\/a><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spanish Property Taxes 2026: The Complete Costa Blanca Guide Purchasing a property in Spain is a dream for many, but the administrative and fiscal reality can be daunting. In 2026, the Spanish tax system has undergone significant digital transformation, making it more important than ever for buyers to be precise with their filings. At Brokla [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20913,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"googlesitekit_rrm_CAowzI3FDA:productID":"","footnotes":""},"class_list":["post-20907","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/pages\/20907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/comments?post=20907"}],"version-history":[{"count":0,"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/pages\/20907\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/media\/20913"}],"wp:attachment":[{"href":"https:\/\/brokla.com\/pl\/wp-json\/wp\/v2\/media?parent=20907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}