{"id":21479,"date":"2026-02-25T18:41:32","date_gmt":"2026-02-25T17:41:32","guid":{"rendered":"https:\/\/brokla.com\/?page_id=21479"},"modified":"2026-10-21T12:20:01","modified_gmt":"2026-10-21T10:20:01","slug":"%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2","status":"publish","type":"page","link":"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/","title":{"rendered":"\u0415\u0436\u0435\u0433\u043e\u0434\u043d\u044b\u0435 \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0435 \u0434\u043e\u043c\u0430 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438 \u0432 2026 \u0433\u043e\u0434\u0443"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">What does it cost to own a home on the Costa Blanca? In our worked example a mid-range apartment costs about <strong>\u20ac4,200\u2013\u20ac4,400 a year<\/strong>: IBI property tax (0.4\u20131.1% of the cadastral value), community fees, the municipal waste fee, insurance and utilities. Non-resident owners also pay imputed income tax: 1.1% or 2% of the cadastral value, taxed at <strong>19% (EU\/EEA) or 24% (everyone else)<\/strong>.<\/p>\n\n\n\n<p class=\"brokla-updated wp-block-paragraph\"><em>Updated 21 October 2026 \u00b7 Facts checked against official sources (BOE, Agencia Tributaria, Spanish Ministry of Finance) \u00b7 Brokla Realty Team<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Below we break down each cost, whether you own a villa in <a href=\"https:\/\/brokla.com\/villajoyosa-real-estate-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Villajoyosa<\/a> or an apartment in <a href=\"https:\/\/brokla.com\/benidorm-vs-alicante-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alicante<\/a>. Two Valencian changes in 2026 matter to owners and buyers: the transfer tax on resale purchases fell from 10% to 9% on 1 June 2026, and the regional wealth-tax exemption for Valencian residents rose to \u20ac2,000,000 on 11 August 2026.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"brokla-key-takeaways\" style=\"background:#f4f8fb;border-left:4px solid #1a7ab8;padding:18px 22px;margin:24px 0;border-radius:6px;\">\n<p style=\"margin:0 0 10px;font-weight:700;font-size:1.05em;\">Key Takeaways<\/p>\n<ul style=\"margin:0;padding-left:20px;\">\n<li><strong>IBI (property tax) is 0.4&ndash;1.1% of the cadastral value<\/strong> for homes &mdash; for example about &euro;720\/year on a &euro;120,000 cadastral townhouse at 0.6%.<\/li>\n<li><strong>Non-residents pay imputed income tax<\/strong> (IRNR, Modelo 210) on 1.1% or 2% of the cadastral value, at 19% if you live in the EU\/EEA and 24% otherwise.<\/li>\n<li><strong>Waste fee (tasa de basura):<\/strong> since Law 7\/2022 every town must charge a specific fee that covers the real cost; the amount is set by your town hall.<\/li>\n<li><strong>Community fees:<\/strong> &euro;40&ndash;&euro;70\/month (no pool), &euro;80&ndash;&euro;150 (pool\/gardens), &euro;200&ndash;&euro;450 (luxury resort).<\/li>\n<li><strong>Always budget an extra 10% for a possible derrama<\/strong> (an extraordinary community levy for major repairs).<\/li>\n<li><strong>Electricity:<\/strong> VAT on electricity has been back at the full 21% since January 2025.<\/li>\n<\/ul>\n<\/div>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#1_Government_and_Municipal_Taxes\" >1. Government and Municipal Taxes<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#IBI_Impuesto_sobre_Bienes_Inmuebles\" >IBI (Impuesto sobre Bienes Inmuebles)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Non-Resident_Income_Tax_IRNR_%E2%80%93_Modelo_210\" >Non-Resident Income Tax (IRNR \u2013 Modelo 210)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#The_%E2%80%9CTasa_de_Basura%E2%80%9D_Waste_Fee\" >The &#8220;Tasa de Basura&#8221; (Waste Fee)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#2_Community_of_Owners_Gastos_de_Comunidad\" >2. Community of Owners (Gastos de Comunidad)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#What_is_Covered\" >What is Covered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#2026_Cost_Estimator\" >2026 Cost Estimator<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#3_Utility_Costs_in_2026\" >3. Utility Costs in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Electricity_Luz\" >Electricity (Luz)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Water_Agua\" >Water (Agua)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Connectivity_Internet\" >Connectivity (Internet)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#4_Maintenance_and_Insurance\" >4. Maintenance and Insurance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Home_Insurance_Seguro_de_Hogar\" >Home Insurance (Seguro de Hogar)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Pool_and_Garden_Care\" >Pool and Garden Care<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#5_Wealth_Tax_Considerations_2026_Update\" >5. Wealth Tax Considerations (2026 Update)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Summary_Table_Estimated_Annual_Budget_Mid-Range_Apartment\" >Summary Table: Estimated Annual Budget (Mid-Range Apartment)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Official_Sources\" >Official Sources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Conclusion_Planning_for_Success\" >Conclusion: Planning for Success<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#How_much_is_property_tax_IBI_in_Spain\" >How much is property tax (IBI) in Spain?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#Do_non-residents_pay_tax_on_a_property_they_dont_rent_out\" >Do non-residents pay tax on a property they don&#8217;t rent out?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#What_is_the_waste_fee_tasa_de_basura\" >What is the waste fee (tasa de basura)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#How_much_are_community_fees_in_Spain\" >How much are community fees in Spain?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/brokla.com\/ru\/%d0%b5%d0%b6%d0%b5%d0%b3%d0%be%d0%b4%d0%bd%d1%8b%d0%b5-%d1%80%d0%b0%d1%81%d1%85%d0%be%d0%b4%d1%8b-%d0%bd%d0%b0-%d0%b2%d0%bb%d0%b0%d0%b4%d0%b5%d0%bd%d0%b8%d0%b5-%d0%b4%d0%be%d0%bc%d0%be%d0%bc-%d0%b2\/#What_is_a_derrama\" >What is a derrama?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Government_and_Municipal_Taxes\"><\/span>1. Government and Municipal Taxes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Taxation is the largest recurring cost for property owners. In Spain, taxes are split between the municipal level (town hall) and the national level (Tax Agency).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IBI_Impuesto_sobre_Bienes_Inmuebles\"><\/span>IBI (Impuesto sobre Bienes Inmuebles)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_824ba46fb79064e1-32\">The IBI is Spain\u2019s version of property tax. It is a mandatory annual payment to the local <em>Ayuntamiento<\/em>; in most towns of Alicante province it is collected by SUMA, the provincial tax-collection agency.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Calculation:<\/strong> It is based on the <em>valor catastral<\/em> (the administrative value of the land and building), which is usually significantly lower than the market value.<\/li>\n\n\n\n<li><strong>Rates:<\/strong> Municipalities set their own rate; for urban property (homes) the law sets a range of <strong>0.4% to 1.1%<\/strong> (<a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2004-4214\" target=\"_blank\" rel=\"noopener\">Local Finance Law, art. 72<\/a>).<\/li>\n\n\n\n<li><strong>Example:<\/strong> For a townhouse in the Costa Blanca with a cadastral value of \u20ac120,000, an IBI rate of 0.6% results in an annual bill of <strong>\u20ac720<\/strong>.<\/li>\n\n\n\n<li><strong>Due Date:<\/strong> Set by each town, often between September and November. Missing this deadline triggers an immediate 5% surcharge, which can rise to 20% plus interest if left unpaid.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Non-Resident_Income_Tax_IRNR_%E2%80%93_Modelo_210\"><\/span>Non-Resident Income Tax (IRNR \u2013 Modelo 210)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_824ba46fb79064e1-35\">If you do not live in Spain more than 183 days a year, you are a non-resident. Even if you don&#8217;t rent your property out, the Spanish government &#8220;imputes&#8221; an income on the home.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The &#8220;Empty Home&#8221; Tax:<\/strong> The imputed income is 1.1% of the cadastral value if that value was revised in the last 10 years, otherwise 2%. No expenses can be deducted.<\/li>\n\n\n\n<li><strong>Tax Rate:<\/strong> <strong>19%<\/strong> if you live in the EU, Iceland, Norway or Liechtenstein; <strong>24%<\/strong> for everyone else, including UK and US residents (<a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/no-residentes\/irnr-sin-establecimiento-permanente.html\" target=\"_blank\" rel=\"noopener\">Agencia Tributaria<\/a>).<\/li>\n\n\n\n<li><strong>Example:<\/strong> cadastral value \u20ac80,000. At 1.1%: <strong>\u20ac167<\/strong> a year (EU\/EEA resident) or <strong>\u20ac211<\/strong> (UK\/US resident). At 2%: <strong>\u20ac304<\/strong> or <strong>\u20ac384<\/strong>.<\/li>\n\n\n\n<li><strong>Annual Filing:<\/strong> Filed via <strong>Modelo 210<\/strong>. The tax for 2025 is due by 31 December 2026; from 2027 the filing window is 1 April to 31 December of the following year (<a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/todas-gestiones\/impuestos-tasas\/impuesto-sobre-renta-no-residentes\/modelo-210-irnr______a-no-residentes-permanente_\/nota-modificaciones-plazos-presentacion-modelo-210.html\" target=\"_blank\" rel=\"noopener\">Order HAC\/623\/2026<\/a>). For more on how to manage your residency status, see our <a href=\"https:\/\/brokla.com\/spanish-property-taxes-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Spanish Property Taxes 2026<\/a> page.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_%E2%80%9CTasa_de_Basura%E2%80%9D_Waste_Fee\"><\/span>The &#8220;Tasa de Basura&#8221; (Waste Fee)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2022-5809\" target=\"_blank\" rel=\"noopener\">Law 7\/2022<\/a> (art. 11.3) required every town to charge a specific waste fee that covers the real cost of collection and treatment, with a deadline of 10 April 2025. The amount is set in each town&#8217;s ordinance and appears on your municipal tax bill; ask for the current figure of any property before you buy.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"598\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/photo_15_2026-01-31_20-32-10.jpg\" alt=\"Annual Costs of Owning a Spanish Home 2026: The Complete Guide\" class=\"wp-image-21480\" title=\"\" srcset=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/photo_15_2026-01-31_20-32-10.jpg 1280w, https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/photo_15_2026-01-31_20-32-10-18x8.jpg 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Community_of_Owners_Gastos_de_Comunidad\"><\/span>2. Community of Owners (<em>Gastos de Comunidad<\/em>)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_824ba46fb79064e1-38\">If your property is part of a complex (<em>urbanizaci\u00f3n<\/em>) or an apartment block, you are legally required to contribute to the maintenance of shared areas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Covered\"><\/span>What is Covered?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintenance of the swimming pool and gardens.<\/li>\n\n\n\n<li>Electricity for hallways and outdoor lighting.<\/li>\n\n\n\n<li>Building insurance for the shared structure.<\/li>\n\n\n\n<li>Concierge or security services.<\/li>\n\n\n\n<li>Cleaning and elevator maintenance.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2026_Cost_Estimator\"><\/span>2026 Cost Estimator<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Property Type<\/strong><\/td><td><strong>Monthly Fee (Est.)<\/strong><\/td><td><strong>Annual Total<\/strong><\/td><\/tr><\/thead><tbody><tr><td>Apartment (No Pool)<\/td><td>\u20ac40 \u2013 \u20ac70<\/td><td>\u20ac480 \u2013 \u20ac840<\/td><\/tr><tr><td>Apartment (Pool\/Gardens)<\/td><td>\u20ac80 \u2013 \u20ac150<\/td><td>\u20ac960 \u2013 \u20ac1,800<\/td><\/tr><tr><td>Luxury Resort (Gym\/Spa)<\/td><td>\u20ac200 \u2013 \u20ac450<\/td><td>\u20ac2,400 \u2013 \u20ac5,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The &#8220;Derrama&#8221; Risk:<\/strong> In your annual budget, always set aside an extra 10%. A <em>derrama<\/em> is an extraordinary fee voted on by the community for major repairs, like painting the facade or fixing a roof leak.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Utility_Costs_in_2026\"><\/span>3. Utility Costs in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Energy and water prices remain a central concern for homeowners. VAT on electricity has been back at the full 21% since January 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Electricity_Luz\"><\/span>Electricity (Luz)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Spain has one of the most complex electricity markets in Europe. Most residents use a &#8220;Time of Use&#8221; (PVPC) rate where prices fluctuate by the hour.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standing Charge (Potencia):<\/strong> You pay a fixed amount based on the &#8220;power&#8221; you have contracted (measured in kW). If you try to run your AC, oven, and pool pump at once with a low <em>potencia<\/em>, your breakers will trip.<\/li>\n\n\n\n<li><strong>Consumption:<\/strong> An average 2-bedroom home in 2026 spends <strong>\u20ac90\u2013\u20ac140 per month<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Water_Agua\"><\/span>Water (Agua)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Water is supplied by a local operator chosen by each town, so the tariff depends on where the property is.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Flat Fee:<\/strong> Even if you use zero water, you will pay a standing charge of roughly <strong>\u20ac15\u2013\u20ac25 per month<\/strong>.<\/li>\n\n\n\n<li><strong>Average Bill:<\/strong> A household of two typically pays <strong>\u20ac40 per month<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Connectivity_Internet\"><\/span>Connectivity (Internet)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Spain leads Europe in fiber-optic penetration.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cost:<\/strong> A 600Mb\/s or 1Gb\/s fiber line with a mobile SIM bundle costs approximately <strong>\u20ac40\u2013\u20ac60 per month<\/strong>.<\/li>\n\n\n\n<li><strong>Tip:<\/strong> If your home is a holiday property, look for &#8220;Pay-As-You-Go&#8221; fiber plans that allow you to pause the service when the house is empty.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1255\" height=\"768\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Villa-for-Sale-in-Finestrat-15.png\" alt=\"Finestrat Real Estate\" class=\"wp-image-21463\" title=\"\" srcset=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Villa-for-Sale-in-Finestrat-15.png 1255w, https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Villa-for-Sale-in-Finestrat-15-18x12.png 18w\" sizes=\"(max-width: 1255px) 100vw, 1255px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Maintenance_and_Insurance\"><\/span>4. Maintenance and Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Keeping a home in top condition is vital for preserving its resale value.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Home_Insurance_Seguro_de_Hogar\"><\/span>Home Insurance (<em>Seguro de Hogar<\/em>)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Premiums depend on the building, its location and flood or fire risk (DANA storms hit parts of the Valencian Community in 2024), so get a quote for the specific property.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Basic Apartment Policy:<\/strong> \u20ac180 \u2013 \u20ac300 \/ year.<\/li>\n\n\n\n<li><strong>Villa Policy (Multirisk):<\/strong> \u20ac500 \u2013 \u20ac1,200 \/ year.<\/li>\n\n\n\n<li><strong>Important:<\/strong> If you have a mortgage, building insurance is mandatory. Ensure you have a local <a href=\"https:\/\/brokla.com\/opening-a-spanish-bank-account-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">Spanish Bank Account<\/a> to handle these automated payments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pool_and_Garden_Care\"><\/span>Pool and Garden Care<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For villa owners, this is a non-negotiable expense.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Professional Pool Cleaning:<\/strong> \u20ac100 \u2013 \u20ac150 \/ month (includes chemicals).<\/li>\n\n\n\n<li><strong>Gardening:<\/strong> \u20ac80 \u2013 \u20ac120 \/ month for basic maintenance.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Wealth_Tax_Considerations_2026_Update\"><\/span>5. Wealth Tax Considerations (2026 Update)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spanish wealth tax depends on where you live, and most owners of a single holiday home never reach it.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Valencian residents:<\/strong> the regional exemption rose from \u20ac1,000,000 to <strong>\u20ac2,000,000<\/strong> on 11 August 2026, plus up to \u20ac300,000 for the main home.<\/li>\n\n\n\n<li><strong>Non-residents:<\/strong> taxed only on their Spanish assets, without the main-home allowance. Whether the state exemption (\u20ac700,000) or a regional one applies depends on your situation, so check with a tax adviser (<a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1991-14392\" target=\"_blank\" rel=\"noopener\">Wealth Tax Law 19\/1991<\/a>).<\/li>\n\n\n\n<li><strong>Solidarity tax on large fortunes:<\/strong> only applies above <strong>\u20ac3,000,000<\/strong> of net wealth.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Summary_Table_Estimated_Annual_Budget_Mid-Range_Apartment\"><\/span>Summary Table: Estimated Annual Budget (Mid-Range Apartment)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Illustrative example for a non-resident owner. Check the real IBI and community fee of any property before you reserve.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Expense Category<\/strong><\/td><td><strong>Annual Estimate (Euro)<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>IBI (Property Tax)<\/strong><\/td><td>\u20ac650<\/td><\/tr><tr><td><strong>Non-Resident Tax (Modelo 210)<\/strong><\/td><td>\u20ac170 \u2013 \u20ac385<\/td><\/tr><tr><td><strong>Community Fees<\/strong><\/td><td>\u20ac1,200<\/td><\/tr><tr><td><strong>Utilities (Luz\/Agua\/Internet)<\/strong><\/td><td>\u20ac1,800<\/td><\/tr><tr><td><strong>Home Insurance<\/strong><\/td><td>\u20ac250<\/td><\/tr><tr><td><strong>Waste Fee (Basura)<\/strong><\/td><td>\u20ac140<\/td><\/tr><tr><td><strong>TOTAL ESTIMATE<\/strong><\/td><td><strong>\u20ac4,210 \u2013 \u20ac4,425<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"2560\" height=\"1682\" src=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Apartmentsiin-Santa-Rosalia-Lake-Murcia-34-scaled.jpg\" alt=\"Luxury-Apartmentsiin-Santa-Rosalia-Lake-Murcia\" class=\"wp-image-20856\" title=\"\" srcset=\"https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Apartmentsiin-Santa-Rosalia-Lake-Murcia-34-scaled.jpg 2560w, https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Apartmentsiin-Santa-Rosalia-Lake-Murcia-34-1536x1009.jpg 1536w, https:\/\/brokla.com\/wp-content\/uploads\/2026\/02\/Luxury-Apartmentsiin-Santa-Rosalia-Lake-Murcia-34-2048x1346.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Official_Sources\"><\/span>Official Sources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Agencia Tributaria:<\/strong> <a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/no-residentes\/irnr-sin-establecimiento-permanente.html\" target=\"_blank\" rel=\"noreferrer noopener\">Non-Resident Income Tax (IRNR)<\/a> and the <a href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/todas-gestiones\/impuestos-tasas\/impuesto-sobre-renta-no-residentes\/modelo-210-irnr______a-no-residentes-permanente_\/nota-modificaciones-plazos-presentacion-modelo-210.html\" target=\"_blank\" rel=\"noopener\">new Modelo 210 filing periods<\/a>.<\/li>\n\n\n\n<li><strong>Catastro:<\/strong> <a href=\"https:\/\/www.sedecatastro.gob.es\/\" target=\"_blank\" rel=\"noreferrer noopener\">Online Cadastre Search<\/a> \u2013 to find your property&#8217;s <em>valor catastral<\/em>.<\/li>\n\n\n\n<li><strong>BOE:<\/strong> <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2004-4214\" target=\"_blank\" rel=\"noopener\">Local Finance Law<\/a> (IBI rates, art. 72) and <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2022-5809\" target=\"_blank\" rel=\"noopener\">Law 7\/2022 on waste<\/a> (art. 11.3).<\/li>\n\n\n\n<li><strong>BOE:<\/strong> <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1991-14392\" target=\"_blank\" rel=\"noopener\">Wealth Tax Law 19\/1991<\/a> and <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1998-8202\" target=\"_blank\" rel=\"noopener\">Valencian Law 13\/1997<\/a> (regional tax rates).<\/li>\n\n\n\n<li><strong>Generalitat Valenciana:<\/strong> <a href=\"https:\/\/atv.gva.es\/es\/\" target=\"_blank\" rel=\"noreferrer noopener\">Valencian Tax Agency (ATV)<\/a>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"brokla-browse-props\" style=\"background:#f3faf5;border-left:4px solid #2e8b57;padding:18px 22px;margin:24px 0;border-radius:6px;\"><p style=\"margin:0 0 8px;\"><strong>Put the numbers to a real property<\/strong><\/p><p style=\"margin:0;\">Community fees, IBI and insurance depend on the building. Check them on actual listings: <a href=\"https:\/\/brokla.com\/city\/benidorm\/\">apartments for sale in Benidorm<\/a>, <a href=\"https:\/\/brokla.com\/status\/resale\/\">resale homes<\/a> and <a href=\"https:\/\/brokla.com\/status\/new-construction\/\">new builds<\/a> across the Costa Blanca. Ask us for the community fee and IBI of any listing before you reserve.<\/p><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion_Planning_for_Success\"><\/span>Conclusion: Planning for Success<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Owning a property in Spain is one of the most rewarding investments you can make, but it requires diligent financial management. By budgeting approximately <strong>1.5% to 2% of the property&#8217;s value annually<\/strong> for running costs, you ensure that your Mediterranean retreat remains a sanctuary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you are still in the <a href=\"https:\/\/brokla.com\/nie-number-spain-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">NIE Number application<\/a> phase or you are ready to sign an Arras contract, understanding these numbers is your first step toward long-term peace of mind.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Are you feeling overwhelmed by Spanish property bureaucracy? <a href=\"https:\/\/brokla.com\/contact-costa-blanca-real-estate\/\" data-type=\"page\" data-id=\"16941\">Contact Brokla today for a comprehensive &#8220;Ownership Audit.<\/a>&#8221; We help you set up your utilities, manage your tax filings, and ensure you never miss a community meeting.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_is_property_tax_IBI_in_Spain\"><\/span>How much is property tax (IBI) in Spain?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">IBI is an annual municipal tax of 0.4% to 1.1% of the cadastral value for homes, which is usually well below market value. For a Costa Blanca townhouse with a 120,000 euro cadastral value at 0.6%, that is about 720 euros a year; each town sets its own due date, often between September and November.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_non-residents_pay_tax_on_a_property_they_dont_rent_out\"><\/span>Do non-residents pay tax on a property they don&#8217;t rent out?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Non-residents pay imputed income tax (IRNR) via Modelo 210 on 1.1% or 2% of the cadastral value, taxed at 19% for residents of the EU, Iceland, Norway and Liechtenstein and 24% for everyone else. The tax for 2025 is due by 31 December 2026; from 2027 the window is 1 April to 31 December of the following year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_waste_fee_tasa_de_basura\"><\/span>What is the waste fee (tasa de basura)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Law 7\/2022 required every town to charge a specific waste fee covering the real cost of collection and treatment from April 2025. The amount is set by each town hall&#8217;s ordinance and appears on the municipal tax bill, so ask for the current figure of any property you consider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_are_community_fees_in_Spain\"><\/span>How much are community fees in Spain?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For an apartment with no pool, expect 40-70 euros per month; with a pool and gardens, 80-150 euros; and for a luxury resort with gym and spa, 200-450 euros per month. Always set aside an extra 10% for a possible derrama.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_derrama\"><\/span>What is a derrama?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A derrama is an extraordinary fee voted on by the community of owners to fund major repairs such as painting the facade or fixing a roof. Because it is unpredictable, budgeting an extra 10% each year is wise.<\/p>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much is property tax (IBI) in Spain?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IBI is an annual municipal tax of 0.4% to 1.1% of the cadastral value for homes, which is usually well below market value. For a Costa Blanca townhouse with a 120,000 euro cadastral value at 0.6%, that is about 720 euros a year; each town sets its own due date, often between September and November.\"}},{\"@type\":\"Question\",\"name\":\"Do non-residents pay tax on a property they don't rent out?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Non-residents pay imputed income tax (IRNR) via Modelo 210 on 1.1% or 2% of the cadastral value, taxed at 19% for residents of the EU, Iceland, Norway and Liechtenstein and 24% for everyone else. The tax for 2025 is due by 31 December 2026; from 2027 the window is 1 April to 31 December of the following year.\"}},{\"@type\":\"Question\",\"name\":\"What is the waste fee (tasa de basura)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Law 7\/2022 required every town to charge a specific waste fee covering the real cost of collection and treatment from April 2025. The amount is set by each town hall's ordinance and appears on the municipal tax bill, so ask for the current figure of any property you consider.\"}},{\"@type\":\"Question\",\"name\":\"How much are community fees in Spain?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For an apartment with no pool, expect 40-70 euros per month; with a pool and gardens, 80-150 euros; and for a luxury resort with gym and spa, 200-450 euros per month. 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Non-resident owners also pay imputed income tax: 1.1% or 2% of the cadastral value, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21481,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"googlesitekit_rrm_CAowzI3FDA:productID":"","footnotes":""},"class_list":["post-21479","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/pages\/21479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/comments?post=21479"}],"version-history":[{"count":0,"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/pages\/21479\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/media\/21481"}],"wp:attachment":[{"href":"https:\/\/brokla.com\/ru\/wp-json\/wp\/v2\/media?parent=21479"}],"curies":[{"name":"\u0412\u0442","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}